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Auto
What drives you?
New, Used, and Refinanced Auto Loans with low rates and flexible terms.

Whether it's your first car, family transportation, or dream vehicle - Proponent can help.

Proponent is proud to offer you a range of Auto products with features to fit your individual needs. Whether it is Low Rates, or flexible terms up to 84 months, driving the car of your dreams has never been easier.

Rates as low as 2.49% APR
Purchase

New and used auto loans with no hidden fees and flexible terms.

Rates as low as 2.49% APR.1

Refinance your car for savings.
Refinance

Save money every month by refinancing your current auto loan.

Rates as low as 2.99% APR.2

Looking for your next car?

Search hundreds of makes and models from local dealers in the Proponent Showroom.

Shop our showroom at https://showroom.profcu.org/

Estimate your monthly car loan payment.

See our current rates
 

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Please try lengthening your terms or feel free to contact an advocate at 800.457.8058.

Results are approximate and intended for information only.

New Auto Loan Rates as low as 2.49% APR.

New

New Auto Loans with your best interests in mind.

  • Rates as low as 2.49% APR1
  • Terms up to 84 months
  • Browse our Showroom
  • GAP Plus* coverage and Debt Protection are available
Used Auto Loans with rates as low as 2.99% APR.

Used

Auto Loans with your best interests in mind.

  • Rates as low as 2.99% APR2
  • Terms up to 72 months
  • Browse our Showroom
  • GAP Plus* coverage and Debt Protection are available

Save money with a rate as low as 2.99% APR*.

Refinance

Let us help bring down your current car payment.

  • Rates as low as 2.99% APR2
  • Terms up to 72 months
  • No application or title transfer fees
  • GAP Plus* coverage and Debt Protection are available

Finance up to 100% of the purchase price of a recreational vehicle.

Recreational & Sports Vehicle

Need more than basic transportation?

  • No application fee
  • Finance up to 100% of purchase price
  • Up to 72 month loan terms
  • No pre-payment penalties
  • Debt Protection is available

You have questions, we have answers.

* Guaranteed Asset Protection (GAP) Plus. For a low premium of $499, you can feel at ease knowing that GAP Plus will help pay the difference between your primary insurance settlement and your loan balance if your vehicle gets stolen or totaled.

1 APR = Annual Percentage Rate. Promotion is valid on all new, used and refinanced vehicles not currently financed at Proponent. Rates cannot be combined with any other Proponent offer and/or services. Example monthly payment for a $20,000 loan at 2.49% APR for 48 months would be $438.86. APR and credit limit may vary due to an individual's credit worthiness. Rates include the following discount: Premium Benefits Service Pack membership. Other restrictions may apply. Rate and terms subject to change. Length of promotion is at Proponent's discretion.

2 Rates vary based on your credit score and other factors. Up to 100% financing available, based on NADA “retail” value or the purchase price; whichever is lower. Vehicles can be financed up to 72 months. Retail value of vehicle must be $5,000.00 or greater. 0.25% rate reduction is included for Premium Benefits Service discount.

Need to discuss with an advocate?
We’re here to listen at 800.457.8058.