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Visa
Credit Cards from your trusted Proponent.

Enjoy Rewards, Convenience, and Buying Power with Proponent Peace of Mind.

Proponent is proud to offer you a range of cards with features to fit your individual needs. Whether you are looking for low interest, double points, a personal concierge, or consumer protection services, we have a product for you.

Visa Signature

Benefits & 2X Rewards
0% APR*
INTRODUCTORY RATE

On purchases and balance transfers for 6 months

2x
REWARDS POINTS

When you spend $1,000+ per month

Proponent Visa

Low Rate & Rewards
8.50% APR**
Member Rate

Perfect for members who might carry a balance from month-to-month.

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Features & Benefits Visa Signature Proponent Visa
Intro 0% APR
No Annual Fee
ProRewards
Personal Concierge
Fraud protection
Auto Rental Coverage
Cell Phone Protection
Trip Cancellation
Price Protection
Warranty Manager Service
Apply Full Disclosure Apply Full Disclosure

Visa Signature

0% APR*
INTRODUCTORY RATE

On purchases and balance transfers for 6 months.

2X
REWARDS POINTS

When you spend $1,000+ per month

Perks

Personal Concierge

Your Visa Signature concierge can help you plan a getaway, find that perfect gift, make a dinner reservation and access sold out events any time of the day.

Pro Rewards

1 point for each dollar spent redeemable for retail gift cards and travel discounts. Double points when you spend $1,000+ per month.

Protections

Cell Phone
Protection

Cell phones are so vulnerable. If yours gets damaged or stolen, you’re covered up to $250.

Trip
Cancellation

We’ll reimburse you up to $5,000 if you have to completely cancel or interrupt your trip.

Identity Theft
Protection

Up to $10,000 reimbursement for expenses you incur while restoring your identity.

Price
Protection

We’ll refund the difference up to $1,000 if the item is available for less at another store.

Car Rental
Collision Damage

We’ll reimburse you for collision damage or theft up to the cash value of most rental vehicles.

Warranty
Manager Service

With a toll-free call you can manage, register and extend the warranties of items purchased.

Proponent Visa

8.50% APR**
Member Rate

Perfect for members who might carry a balance from month-to-month.

Features

Fraud
Protection

Real-time monitoring of your account for suspicious transaction activity.

Pro
Rewards

1 point for each dollar spent redeemable for retail gift cards and travel discount.

Auto Rental
Coverage

Excellent coverage for collisions or theft of most rental cars paid for with your card.

*APR = Annual Percentage Rate. The 0.00% Introductory Rate for Purchases and Balance Transfers will be in effect for the first 6 months after the card is opened. Minimum monthly payments still apply. When introductory period ends, APR will adjust to the fully indexed interest rate in effect at that time. Payments received during the promotional period will be applied to outstanding balance. Promotional rate is only valid for newly opened Proponent VISA Signature Cards. APR and credit limit may vary due to an individual’s credit worthiness. Promotion length is at the discretion of the Credit Union and subject to change. 

 

 

**APR = Annual Percentage Rate. The APR may vary due to an individual's credit worthiness. After account opening, rate may adjust and is determined by adding a margin to the Prime Rate. For details, please reference Proponent Visa disclosure.