Tap into what you own. You’ve invested in your home and can easily tap into its value. Access low interest funds for that next home improvement, debt consolidation or purchasing whatever your life circumstances warrant.
Ideal for when you know the exact cost of a specific project or purchase.
Perfect for when you’re not sure about your anticipated expenses and want to have money readily available.
Borrow up to 95% Home Equity with Proponent
Current loan-to-value ratio: {{loanRatio}} %
Other financial institutions may only lend up to 80%
You may need to build more equity in your home. Your advocate is ready to help with a game plan and available options at 800.457.8058
These results are approximate and are intended for information only.
With this traditional use of home equity, well-planned improvements could lead to a return on your investment and greater satisfaction from your property. Speak with an Advocate today for tips on how to make your home equity work for you.
Use your home equity to combine multiple outstanding balances, allowing you to reduce your debt faster by making one monthly payment. Speak with an Advocate today about how your home equity can make more room in your budget.
Your home equity could provide a handy solution if something out of the ordinary happens. Speak with an Advocate today about how your home equity can always be in your back pocket.
If you have student loans on your books, your home equity could help consolidate them for a lower rate and more convenient monthly payment. Speak with an Advocate today about how your home equity can be the answer you need.
Your home equity could provide an affordable way to pay for significant, one-time expenses, like appliances, furniture, or even a wedding. Speak with an Advocate today about how your home equity can help you purchase what you want or need.
*APR = Annual Percentage Rate. Rates are subject to change without notice. Restrictions may apply. Rates are for qualified members and are subject to credit approval and loan to value restrictions. Rates may vary depending on credit worthiness and value of your home. The 1.99% promotional rate applies only for new advances, loans with 95% or less loan to value, and for 6 months from the open date. Refinancing within 24 months of existing Proponent HELOC’s does not qualify for the promotional rate. Rate after 6 months from the open date will float with Prime, under the terms of our credit line agreement. Promotional Information: Your monthly payment during the promotional period will be calculated on the total loan balance at the fully indexed rate. After an advance, the loan will recalculate out to a 180 month repayment and interest will be calculated on the advanced balance at the promotional rate. At the end of the promotional period, the total loan balance will be subject to the prevailing rate as set forth in the original loan documents. Unless otherwise stated all terms and conditions remain as set forth in your original loan documents.
**Ask your tax advisor.
1Auto Payment is when your loan payment is automatically deducted from your paycheck or from one of your accounts through auto transfer.
2Premium Benefits Rate: Requires enrollment in our Premium Benefits Service Pack.