Personal Loans, Personal, 90 Day No Pay, No Payments for 90 Days, Personal Loan Rates, Debt Consolidation, Signature Loan, No Collateral Loan, Signature Collateral, Personal Loan Terms, Personal Loan Calculator
Personal Loans
Personal Loans for any purpose with rates as low as 7.99% APR.*

Turn to your Proponent to cover life's expenses.

When the unexpected occurs, you can expect the personal service you've become familiar with in the form of a loan.

Personal Loans

Personal solutions for personal circumstances.

Proponent understands that sometimes life happens or throws us curveballs. That’s why we offer personal loans for whatever may come your way.

  • Rates as low as 7.99% APR*
  • Terms up to 60 months
  • Debt Protection is available

Estimate your monthly loan payment.

What’s my debt-to-income ratio?

How much can I borrow?

See our current rates

Your estimated monthly payment

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Debt-to-Income Ratio (DTI) is the sum of monthly debts minus gross annual income. It's a critical factor in getting a loan.



Your debt to income ratio is

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An ideal DTI for loan approval is 45% or lower.

What’s your credit score range?




Your Results

Up to:


Estimated Card Limit Range

These results are approximate and are intended for information only. The accuracy of the results is not guaranteed by the financial institution

Here are some ideas to get you started

*APR = Annual Percentage Rate. An example monthly payment for a $20,000 personal loan at 7.99% for 60 months would be $406.72. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rate and terms subject to change.

Need to discuss with an advocate?
We’re here to listen at 800.457.8058.