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Card Benefits

Tailored just for you.
Perks & Protections

Benefits exclusively available to each Proponent Credit Card.

Mobile Accessibility

Use & keep track of your visa with Apple Pay & SMS Guardian.

Services & Support

24/7 assistance for your Proponent Visa.

Member Benefits on all our cards.
No-Fee Balance Transfers
Transfer your balance and nothing extra.
Cash Advantage
Withdraw cash at your standard purchase rate with no fee.
No Annual Fee
Never pay an annual fee.
Earn rewards points for Amazon, Target and more!

Perks & Protections


Tap on the icons to learn more about each feature exclusively available to Proponent Visa cardholders.

Apple Pay

A new way to pay with your Proponent Visa Credit and Debit Cards. Enjoy all the benefits of using your Proponent Cards with Apple Pay via your iPhone. It’s as easy, secure, and private way to pay with a simple Touch.

SMS Guardian

Added Peace of Mind with Text Message Alerts

Enroll in SMS Guardian and receive text message alerts helping you to quickly identify possible fraudulent transactions. With SMS Guardian, you’ll receive a text message alert anytime your card is used Internationally, for any transactions over $100, for transactions where the card is not present, for usage out of state, and for any declined authorizations.

Service & Support

Perks & Protections

Call Member Support for immediate assistance at 800 457 8058.

Monday to Friday

9:00 am - 6:00 pm


9:00 am - 12:00 pm

Emergency & After Hours

Card Activation

800 411 6390

Lost or Stolen

800 682 6075

Denied Transaction

888 526 0404

Fraud Verification

800 417 4592

Travel Notifications


For your security, we recommend letting us know when you are traveling so your card is not declined.


Due to increased fraudulent activity within the US and abroad, transaction restrictions have been placed on the following areas:

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