Savings Accounts, Vacation Accounts, Holiday Accounts, Custodial Accounts, Vacation Savings, Holiday Savings, IRAs, Retirement, Roth IRA, Direct Deposit, Deposits, Dividends, Interest Earning, IRA Savings Plans
Specialty Savings
Save & Deposit Money.
Custodial, Vacation/Holiday, and IRA Accounts for your needs.

Savings accounts for specific purposes.

Whether you're saving for the near or distant future, for yourself or someone else, Proponent has an account to help you reach your goals.

Custodial Accounts

Taking care of future generations' finances.

Similar to our Regular Share Account, this type of account is intended for Members with children and grandchildren under the age of 18. It is a helpful way to help them save for things they’ll need when they grow up, like a first car or even a college education.

Please note that the minor is the owner of the funds, and their social security number is used for tax purposes. The adult Member is the Custodian of the money, and is the only one who can access the balance until the minor turns 18 years old and the account is turned over.

  • Unlimited deposits/withdrawals
  • Interest calculated daily, credited monthly
  • Quarterly statements by mail or web *

* Monthly with a companion checking account, semi-annually for inactive accounts

Recommended for :

Members who want to help someone start saving at an early age.

Vacation/Holiday Savings Account

A great way to save money for seasonal expenses.

Want help saving for a trip or holiday shopping? Set up automatic payroll deductions or transfers to a Proponent Vacation/Holiday Savings Account.

Featuring the same rates as our regular share accounts - these types of accounts provide the ability to make daily withdrawals at any time without penalty. Interest is calculated daily and credited monthly.

Recommended for :

Members who would like to pay for planned major purchases in cash, instead of using credit cards. Also smart for people who have trouble saving.

IRA Savings Plans

Traditional and Roth

An IRA Savings account is one of the best retirement savings tools available today. Because IRA Savings accounts are federally insured by the NCUA, they make a great choice for anyone who is looking for a low or no risk way to save toward retirement. Furthermore, you can contribute to an IRA Savings account even if you have a 401(k).

Proponent offers several Traditional and Roth Certificate options, allowing for your IRA savings to grow faster.

To open an IRA, please call 800.457.8058.