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Auto
What drives you?

Whether it's your first car, family transportation, or dream vehicle - Proponent can help.

Proponent is proud to offer you a range of Auto products with features to fit your individual needs. Whether it is Low Rates, flexible terms up to 84 months, or up to $300 cash back, driving the car of your dreams has never been easier

New

Rates as low
as 1.99% APR1

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Used

Rates as low
as 2.49% APR1

Apply
ReFi

Rates as low
as 2.49% APR1

Apply

Enterprise Worry-free Ownership

Low Rates. High Expectations.2

  • 7-Day Repurchase Agreement
  • 109-Point Vehicle Inspection
  • 12-Month / 12,000 mile limited Powertrain Warranty
  • Free Carfax Report
  • 12-month Roadside Assistance

Recreational and Sport Vehicle

Need more than basic transportation?3

  • No Application Fee
  • Finance up to 100% of purchase price
  • Up to 72 month loan terms
  • No pre-payment penalties

Guaranteed Asset Protection (GAP) Plus. For a low premium of $399, you can feel at ease knowing that GAP Plus will help pay the difference between your primary insurance settlement and your loan balance if your vehicle gets stolen or totaled.

 

Guaranteed Asset Protection (GAP) Plus on Recreational Vehicles. For a low premium of $499, you can feel at ease knowing that GAP Plus will help pay the difference between your primary insurance settlement and your loan balance if your vehicle gets stolen or totaled.

 

1APR = Annual Percentage Rate. Promotion is valid on all new, used and refinanced vehicles not currently financed at Proponent. Rates cannot be combined with any other Proponent offer and/or services. Example monthly payment for a $20,000 loan at 1.99% APR for 48 months would be $434.00. The 1% cash back is based on total loan amount and will be deposited into a Proponent share account with a maximum payout of $300. For example, a $20,000 car loan refinanced would receive $200. Tax reporting is member responsibility. Cash back on approved and funded loans only. APR and credit limit may vary due to an individual’s credit worthiness. Promotion length is at the discretion of the Credit Union and subject to change. Rates include the following discount: Premium Benefits Service Pack membership.

 

2APR = Annual Percentage Rate. Rates as low as 2.49% APR for up to 48 months with Premium Benefits Service Pack (PBSP) discount. ** The 1% cash back from Proponent is based on total loan amount and will be deposited into a Proponent share account with a maximum payout of $300. For example, a $20,000 car loan would receive $200. Tax reporting is member responsibility. Cash back on approved and funded loans only. APR and credit limit may vary due to an individual’s credit worthiness. Not all buyers will qualify. 100%Financing available including Tax, Title, and License. Financing for qualified Proponent Federal Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 1/1/17 - 1/31/17. This offer cannot be combined with any other offer. 1 Kelley Blue Book Trade-In Values used by Enterprise are obtained from © 2016 Kelley Blue Book Co.'s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20%of the vehicle’s base value. If a Kelley Blue Book Trade-In Value is not available for customer's vehicle, Enterprise will provide a fair and competitive value for customer's vehicle. Additional trade-in value of $500 is available only on passenger vehicles and light duty trucks with a Kelley Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see an Enterprise Car Sales Manager. Offer void where prohibited including AK, HI, KY, LA,MD, NE, NM, OK, OR, SC, TX, VA and Washington D.C. Offer valid January 1 – January 31, 2017. No cash advances. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. Photo for illustration purposes only. The “e” logo, Enterprise, and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2016 Enterprise Car Sales.

 

3Rates vary based on your credit score and other factors. Up to 100% financing available, based on NADA “retail” value or the purchase price; whichever is lower. Vehicles can be financed up to 72 months. Retail value of vehicle must be $5,000.00 or greater. 0.25% rate reduction is included for Premium Benefits Service discount.