What drives you?
Auto Loan with proponent

Whether it’s your first car, family transportation, or dream vehicle – Proponent can help.

Proponent is proud to offer you a range of Auto products with features to fit your individual needs. Whether it is Low Rates, or flexible terms up to 96 months, driving the car of your dreams has never been easier.

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New and used auto loans with no hidden fees and flexible terms.

Rates as low as 1.99% APR.**

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Save money every month by refinancing your current auto loan.

Rates as low as 2.24% APR.**

Looking for your next car?

Search hundreds of makes and models from local dealers in the Proponent Showroom.

Proponent Auto Showroom

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New Auto Loans with your best interests in mind.

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Auto Loans with your best interests in mind.

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Let us help bring down your current car payment.

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Lease Buyouts

Financing to purchase your leased vehicle.

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Recreational & Sports Vehicle

Need more than basic transportation?

  • No application fee
  • Finance up to 100% of purchase price
  • Up to 84 month loan terms
  • No pre-payment penalties
  • Debt Protection is available

You have questions, we have answers.

* Guaranteed Asset Protection (GAP) and Depreciation Coverage (DPW) are optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP or DPW. You should carefully read the contract for a full explanation of the terms. If you choose GAP or DPW, adding the GAP or DPW fee to your loan amount will increase the cost of GAP or DPW. If you cancel GAP or DPW within 60 days, you will receive a full refund of any fee paid.

**APR = Annual Percentage Rate. APR is based on credit worthiness, loan type, loan to value and term of the loan. Rate cannot be lower than 1.99%. Example monthly payment for a $20,000 New Auto loan at 1.99% for 48 months would be $433.94. Other restrictions may apply. Financing available up to 96 months on a New Vehicle and 84 months on a Used Auto, Auto Refinance or Recreational. Auto Refinance available on vehicles not currently financed at Proponent. Rate and terms subject to change. Up to 100% financing available, based on NADA “retail” value. Restrictions apply on financing a vehicle with a Loan to Value over 100%.