Whether it’s your first car, family transportation, or dream vehicle – Proponent can help.
Proponent is proud to offer you a range of Auto products with features to fit your individual needs. Whether it is Low Rates, or flexible terms up to 96 months, driving the car of your dreams has never been easier.
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*Car Depreciation: How Much Value Will a New Car Lose? CARFAX, Nov 9, 2018.
Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in IN may be with or without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP-2454900.1-0319-0421© CUNA Mutual Group, 2019. All Rights Reserved.
**APR = Annual Percentage Rate. APR is based on credit worthiness, loan type, loan to value and term of the loan. Rate cannot be lower than 1.99%. Example monthly payment for a $20,000 New Auto loan at 1.99% for 48 months would be $433.94. Other restrictions may apply. Financing available up to 96 months on a New Vehicle and 84 months on a Used Auto, Auto Refinance or Recreational. Auto Refinance available on vehicles not currently financed at Proponent. Rate and terms subject to change. Up to 100% financing available, based on NADA “retail” value. Restrictions apply on financing a vehicle with a Loan to Value over 100%.