The power of 4 Certificates into one.
A Combo Certificate is a group of 4 Certificates linked together to provide the earning potential of longer term Certificates as well as the access of shorter term Certificates.
A 3 month, a 6 month, a 9 month, and a 1 year Certificate Account are combined in a “ladder” arrangement — so that, upon maturity, each shorter term Certificate is rolled up to a new 1 year Certificate. After the first 9 months, you will have a Certificate with a 1 year rate maturing every 90 days!
In addition to this enhanced access to your money, Combo Certificates offer more interest.* A Combo Certificate can also protect you against changing rates — whether rates go up or down, you’ll come out ahead.
*Comparison refers to the additional interest earned over a 2 year period, as compared to rolling over a 3 month Certificate Account for the same 2 year period.