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Visa
Credit Cards from your trusted Proponent.

Enjoy 2x Rewards, Convenience, and Buying Power with Proponent Peace of Mind.

Proponent is proud to offer you 2x points for all credit cards during the holiday season.* Plus, our cards have a range of features to fit your individual needs all year round. Whether you're looking for low interest, double points, a personal concierge, or consumer protection services, we have a product for you.

Visa Signature

Benefits & 2X Rewards
8 PERKS
VALUABLE
ADVANTAGES

Benefits that meet your needs.

2x
REWARDS
POINTS

When you spend $1,000+ per month.

Proponent Visa

Low Rate & Rewards
9.75% APR**
Member
Rate

Perfect for members who might carry a balance from month-to-month.

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Features & Benefits Visa Signature Proponent Visa
No Annual Fee
ProRewards
Personal Concierge  
Fraud protection
Auto Rental Coverage
Cell Phone Protection  
Trip Cancellation  
No Foreign Transaction Fees  
Price Protection  
Warranty Manager Service  
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Visa Signature

8 PERKS
VALUABLE ADVANTAGES

Benefits that meet your needs.

2X
REWARDS POINTS

When you spend $1,000+ per month.

Perks

Personal Concierge

Your Visa Signature concierge can help you plan a getaway, find that perfect gift, make a dinner reservation and access sold out events any time of the day.

Pro Rewards

1 point for each dollar spent redeemable for retail gift cards and travel discounts. Double points when you spend $1,000+ per month.

Protections

Cell Phone
Protection

Cell phones are so vulnerable. If yours gets damaged or stolen, you’re covered up to $250.

Trip
Cancellation

We’ll reimburse you up to $5,000 if you have to completely cancel or interrupt your trip.

Identity Theft
Protection

Up to $10,000 reimbursement for expenses you incur while restoring your identity.

Price
Protection

We’ll refund the difference up to $1,000 if the item is available for less at another store.

Car Rental
Collision Damage

We’ll reimburse you for collision damage or theft up to the cash value of most rental vehicles.

Warranty
Manager Service

With a toll-free call you can manage, register and extend the warranties of items purchased.

Proponent Visa

9.75% APR**
Member RATE

Perfect for members who might carry a balance from month-to-month.

Features

Fraud
Protection

Real-time monitoring of your account for suspicious transaction activity.

Pro
Rewards

1 point for each dollar spent redeemable for retail gift cards and travel discounts.

Auto Rental
Coverage

Excellent coverage for collisions or theft of most rental cars paid for with your card.

*Offer valid on all purchases made between November 15, 2018 - December 31, 2018. Offer applies to all Proponent VISA Credit Cards only.

**APR = Annual Percentage Rate. The APR may vary due to an individual's credit worthiness. After account opening, rate may adjust and is determined by adding a margin to the Prime Rate. For details, please reference Proponent Visa disclosure.

Need to discuss with an advocate?
We’re here to listen at 800.457.8058.