The Future
0% APR* for Balance Transfers until December 31, 2021. Call 800 457 8058 or log into Digital Banking to fill out the Visa Balance Transfer Form under the Services menu.

2x Rewards on all purchases Cell Phone Protection Identity Theft Protection Personal Concierge Trip Cancellation Travel Emergency Price Protection Auto Rental Collision Damage Warranty Manager Service No Foreign Transaction Fees
No-Fee Balance Transfers with 0% APR* until December 31, 2021 Cash Advantage No Annual Fee ProRewards

Low rate 7.75% APR** Roadside Assistance Auto Rental Collision Damage
No-Fee Balance Transfers with 0% APR* until December 31, 2021 Cash Advantage No Annual Fee ProRewards



All Proponent cards feature these amazing Member Benefits.
Plus, Debt Protection is available to all cardholders, learn more
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Please increase your minimum payment amount.
There may be other ways to save on your monthly bills. Contact an advocate at 800.457.8058.

**APR = Annual Percentage Rate. The APR may vary due to an individual's credit worthiness. After account opening, rate may adjust and is determined by adding a margin to the Prime Rate. For details, please reference Proponent Visa disclosure.
*APR = Annual Percentage Rate. The 0.00% rate for Balance Transfers will be in effect until December 31, 2021. Balance Transfer amount must be less than your available revolving credit limit. Minimum monthly payments still apply. When balance transfer period ends. APR will adjust to the fully indexed interest rate in effect at that time. Payments received during the promotional period will be applied to outstanding balance. Promotional rate is only valid for external balance transfers. APR and credit limit may vary due to an individual's credit worthiness. All Balance Transfers must be processed by end of business on March 31, 2021. Promotions length is at the discretion of the Credit Union and subject to change.