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Tip: Apply through digital banking to pre-fill info for a quicker process.
 

The Future

Designed just for you.

0% APR* for Balance Transfers until December 31, 2021. Call 800 457 8058 or log into Digital Banking to fill out the Visa Balance Transfer Form under the Services menu.

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Savings In your hands. Proponent Credit Card Visa Proponent Credit Card Visa Blur
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10
Amazing Perks

2x Rewards on all purchases Cell Phone Protection Identity Theft Protection Personal Concierge Trip Cancellation Travel Emergency Price Protection Auto Rental Collision Damage Warranty Manager Service No Foreign Transaction Fees

Luxury
You can feel.
Apply Now
Full Disclosure
4
Member Benefits

No-Fee Balance Transfers with 0% APR* until December 31, 2021 Cash Advantage No Annual Fee ProRewards

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Logo Visa Signature

Your access to 10 amazing perks.

Luxury Perks

  • icon proreward
    2x Rewards on all purchases
    Earn 2x points for every dollar you spend. No minimum purchase required!
  • Handshake icon
    Personal Concierge
    Plan a getaway, make dinner reservations and attend sold out events.
  • monitor account icon
    Price Protection
    Get reimbursed if you purchase the same item for less somewhere else.

Personal Protection

  • Mobile Icon
    Cell Phone Protection
    Get reimbursed for a damaged, lost or stolen phone.
  • Identity Theft Protection
    Get reimbursed for expenses due to identity theft.
  • Clock Icon
    Warranty Manager Service
    Register and extend the warranty of purchases and enjoy them longer.

Travel Assistance

  • Plane Icon
    Trip Cancellation
    Get reimbursed if your trip is canceled or assistance if problems occur.
  • Trip cancelation icon
    Travel Emergency
    Replace prescriptions, recover lost luggage, replace tickets and more.
  • Icon car
    Auto Rental Collision Damage
    Get reimbursed if your rental car is damaged or stolen.
  • No transaction fees icon
    No Foreign Transaction Fees
    No matter where you go around the world, never pay a transaction fee.
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3
Amazing Perks

Low rate 7.75% APR** Roadside Assistance Auto Rental Collision Damage

Savings
In your hands.
Apply Now
4
Member Benefits

No-Fee Balance Transfers with 0% APR* until December 31, 2021 Cash Advantage No Annual Fee ProRewards

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Logo Proponent Visa

Your access to 3 amazing perks.

  • Low rates icon
    Low Rate 7.75% APR**
    Perfect if you carry a balance from month-to-month.
  • Assistance icon
    Roadside Assistance
    Pay-per-use roadcare with pre-negotiated rates.
  • Icon car
    Auto Rental Collision Damage
    Get reimbursed if your rental car is damaged or stolen.
Apply Now
Logo Visa Signature Logo Proponent Visa

All Proponent cards feature these amazing Member Benefits.

  • Trip cancelation icon
    No-Fee Balance Transfers
    0% APR* for balance transfers until December 31, 2021.
  • monitor account icon
    Cash Advantage
    Withdraw cash at your standard purchase rate with no fee.
  • No transaction fees icon
    No Annual Fees
    Never pay an annual fee.
  • icon proreward
    ProRewards
    Earn rewards points for Amazon, Target and more!

Plus, Debt Protection is available to all cardholders, learn more

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Please increase your minimum payment amount.

There may be other ways to save on your monthly bills. Contact an advocate at 800.457.8058.

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**APR = Annual Percentage Rate. The APR may vary due to an individual's credit worthiness. After account opening, rate may adjust and is determined by adding a margin to the Prime Rate. For details, please reference Proponent Visa disclosure.

*APR = Annual Percentage Rate. The 0.00% rate for Balance Transfers will be in effect until December 31, 2021. Balance Transfer amount must be less than your available revolving credit limit. Minimum monthly payments still apply. When balance transfer period ends. APR will adjust to the fully indexed interest rate in effect at that time. Payments received during the promotional period will be applied to outstanding balance. Promotional rate is only valid for external balance transfers. APR and credit limit may vary due to an individual's credit worthiness. All Balance Transfers must be processed by end of business on March 31, 2021. Promotions length is at the discretion of the Credit Union and subject to change.