15 Year Mortgage, 30 Year Mortgage, 5/1 ARM, 7/1 ARM, Mortgage Terms, First Mortgage, Fixed Mortgage, Mortgage Rates, Mortgage Refinance, ARM
Mortgages
Low rates and expert guidance.
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Your future home awaits.

With low rates, expert guidance and reduced stress, the path to your future home and financial success has never been clearer. An advocate will guide you through the entire process.

Purchase

Realize that dream.

Whether it’s your first, a relocation or just plain right-sizing, we’re here. Your situation isn’t cookie cutter and neither are our mortgage options.

  • No cost pre-approval
  • Low closing costs
  • Rate lock with float down** 
  • Rate buy downs
  • Quick processing

Refinance

Put the terms in your favor.

Refinancing could save you valuable time and money – something we all need more of in life. A lower rate and competitive term can make that a reality.

  • Lower interest rate
  • Rate lock with float down**
  • Competitive term
  • Low closing costs

Gain a Home-Buying Edge

Watch Rates

See where rates are so you can strike when the time is right.

Calculate Savings

You may be surprised at what you’ll keep in your pocket.

Personalize a Quote

Zero in on what you can expect before you pull the trigger.

Discover Your Options

30
30-year fixed
Fixed payments that won’t change over time.
  • As low as 5% down
Rate*
4.625%
APR*
4.666%
30-year term
15
15-year fixed
Pay off your loan faster and maintain a constant rate payment.
  • As low as 5% down
Rate*
4.125%
APR*
4.196%
15-year term
7/1
7/1 ARM
Fixed rate for 7 years and then adjusts yearly.
  • As low as 5% down
Rate*
3.625%
APR*
4.444%
30-year term
5/1
5/1 ARM
Fixed rate for 5 years and then adjusts yearly.
  • As low as 5% down
Rate*
3.500%
APR*
4.568%
30-year term

*Terms and conditions apply. Rates shown are based on 80% loan-to-value (LTV). APR calculations may exclude third-party fees and per diem interest. Interest rates shown are based on 80% loan-to-value (LTV) loan amounts on the sales price of $300k and a loan amount of $240k for purchase of an owner occupied single family residence. Rates and APRs are subject to change and may not be available at the time of lock or loan commitment. APR for adjustable rate mortgages are subject to increase after fixed rate period and does not include 3rd party costs or prepaid interest. APR calculations may exclude third-party fees and per diem interest. Proponent reserves the right to modify or discontinue products and benefits at any time without notice. If approved, your rate will depend on term of loan, financial history, income and other factors. Rates and Terms are subject to change at any time without notice. Proponent NMLS #479433.

**Rate lock period is for members who have been preliminarily approved and are in contract to purchase or refinance a property with a closing date within 60 days. The benefit allows for one float down for applicants to re-lock their interest rate should rates decrease during the lock period of 60 days from contract receipt. Members will not incur any additional costs to utilize the benefit. Proponent reserves the right to modify or discontinue products and benefits at any time without notice.

Need to discuss with an advocate?
We’re here to listen at 800.457.8058.