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Rate

Proponent Rates

Certificate Accounts Rates

Rates are effective as of January 18, 2021.

Certificates**

($500 minimum to open)

TERM
STANDARD RATE
RATE
All rates subject to change without notice and are for retail accounts only.
APY
Annual Percentage Yield
3 months
(Balances of $500 – $9,999.99) 0.20% 0.20%
(Balances of $10,000 – $24,999.99) 0.25% 0.25%
(Balances of $25,000+) 0.30% 0.30%
6 months
(Balances of $500 – $9,999.99) 0.30% 0.30%
(Balances of $10,000 – $24,999.99) 0.35% 0.35%
(Balances of $25,000+) 0.40% 0.40%
12 months
(Balances of $500 – $9,999.99) 0.40% 0.40%
(Balances of $10,000 – $24,999.99) 0.45% 0.45%
(Balances of $25,000+) 0.50% 0.50%
24 months
(Balances of $500 – $9,999.99) 0.50% 0.50%
(Balances of $10,000 – $24,999.99) 0.55% 0.55%
(Balances of $25,000+) 0.60% 0.60%
36 months
(Balances of $500 – $9,999.99) 0.60% 0.60%
(Balances of $10,000 – $24,999.99) 0.65% 0.65%
(Balances of $25,000+) 0.70% 0.70%
48 months
(Balances of $500 – $9,999.99) 0.70% 0.70%
(Balances of $10,000 – $24,999.99) 0.75% 0.75%
(Balances of $25,000+) 0.80% 0.80%
60 months
(Balances of $500 – $9,999.99) 0.80% 0.80%
(Balances of $10,000 – $24,999.99) 0.85% 0.85%
(Balances of $25,000+) 0.90% 0.90%

**Certificates include Regular, Traditional IRA, and Roth IRA.

Penalties apply for early withdrawals from certificate accounts.
All rates subject to change without notice and are for retail accounts only.
Dividends are compounded daily, credited monthly.