Rates
Vehicle Loan Rates
Rates are effective as of October 24, 2021.
|
PRODUCT
|
UP TO 48 MONTHS1
|
49 TO 60 MONTHS1
|
61 TO 72 MONTHS1
|
73 TO 84 MONTHS1
|
85 TO 96 MONTHS1
|
|---|---|---|---|---|---|
| New Auto | 1.99% | 2.49% | 2.99% | 3.24% | 3.49% |
| Used Auto | 2.74% | 3.24% | 3.74% | 3.99% | — |
| Auto Refinance | 2.24% | 2.74% | 3.24% | 3.49% | — |
| Auto Lease Buyout2 | 2.24% | 2.74% | 3.24% | 3.49% | — |
| Recreational and Sport Vehicle3 | 4.74% | 5.24% | 5.74% | 5.99% | — |
1APR = Annual Percentage Rate. APR is based on credit worthiness, loan type, loan to value and term of the loan. Rate cannot be lower than 1.99%. Example monthly payment for a $20,000 New Auto loan at 1.99% for 48 months would be $433.94. Other restrictions may apply. Financing available up to 96 months on a new vehicle and 84 months on a Used Auto, Auto Refinance or Recreational. Auto Refinance available on vehicles not currently financed at Proponent. Rate and terms subject to change. Up to 100% financing available, based on NADA “retail” value. Restrictions apply on financing a vehicle with a Loan to Value over 100%.
2APR = Annual Percentage Rate. Lease Buyout rate cannot be lower than 2.24%. 0.50% discount is valid on the purchasing of a leased vehicle. Rates cannot be combined with any other Proponent offer and/or services. APR and credit limit may vary due to an individual’s creditworthiness and the term of the loan. Example monthly payment for a $20,000 Lease Buyout loan, at 2.24% APR for 48 months would be $436.00. Vehicle retail value must be $5,000 or greater. Other restrictions may apply. Financing available up to 84 months. Rate and terms subject to change. Up to 100% financing available, based on NADA “retail” value. Restrictions apply on financing a vehicle with a Loan to Value over 100%. Offer expires 12/31/2021.
3 New and used Motorcycle, RV, boat, snowmobile, and all-terrain vehicles.
Other things you should know:
New cars: We finance 100% of total transaction price (includes price of vehicle, warranties, etc.) of new vehicle purchases.
Used cars and Recreational and Sports Vehicles: Up to 100% financing available, based on NADA “retail” value or the purchase price, whichever is lower.
Retail value of vehicle must be $5000.00 or greater.
Restrictions apply on financing a vehicle with a Loan to Value over 100%.