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Rates

Proponent Rates

Rates are effective as of October 20, 2020.

PRODUCT
UP TO 48 MONTHS1
49 TO 60 MONTHS1
61 TO 72 MONTHS1
73 TO 84 MONTHS1
85 TO 96 MONTHS1
New Auto 2.24% 2.74% 3.24% 3.49% 3.74%
Used Auto 2.74% 3.24% 3.74% 3.99%
Auto Refinance 2.24% 2.74% 3.24% 3.49%
Recreational and Sport Vehicle2 4.74% 5.24% 5.74% 5.99%

1APR = Annual Percentage Rate. APR is based on credit worthiness and loan term, so your rate may differ. All Rates Subject to Change Without Notice.

2 New and used Motorcycle, RV, boat, snowmobile, and all-terrain vehicles.

*APR = Annual Percentage Rate. Auto Refinance Promotion is valid on vehicles not currently financed at Proponent. Rates cannot be combined with any other Proponent offer and/or services. APR and credit limit may vary due to an individual’s creditworthiness and the term of the loan. Example monthly payment for a $20,000 Auto Refinance loan, at 2.24% APR for 48 months would be $436.51. Vehicle retail value must be $5,000 or greater. Other restrictions may apply. Financing available up to 84 months. Rate and terms subject to change. Up to 100% financing available, based on NADA “retail” value. Restrictions apply on financing a vehicle with a Loan to Value over 100%. Offer ends May 31, 2020.

Other things you should know:

New cars: We finance 100% of total transaction price (includes price of vehicle, warranties, etc.) of new vehicle purchases.
Used cars and Recreational and Sports Vehicles: Up to 100% financing available, based on NADA “retail” value or the purchase price, whichever is lower.
Retail value of vehicle must be $5000.00 or greater.
Restrictions apply on financing a vehicle with a Loan to Value over 100%.